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Ransomware Liability

Unlike Ransom Protect, Gold and Silver bundles provide full insurance coverage of ransomware events up to the policy limit ($100,000 to $2,000,000). A streamlined enrollment is completed with your purchase of either bundle, and losses are subject to claims adjustment.

Social Engineering Cyber Crime Coverage

Cybercrime / Social Engineering: Cybercrime is the theft of actual monies or securities via fraudulent electronic transfers. Unlike traditional cyber insurance that primarily covers IT systems and intangible assets like data, this coverage responds to the loss of physical, tangible financial assets. Social engineering – the manipulation of people into divulging confidential information – is often used in this context to facilitate wire or computer fraud.

Exclusion List

It is TRUE that the Company’s Core Products or Services DO NOT include any of the following:

Accreditation Services Provider
Adult Content Provider
Airlines
Credit Bureau
Collection or Repossession Agency
Cryptocurrency Exchange/Crypto Mining/Storage or Wallet
Data Aggregator (Financial, Healthcare, Retail)
Data Broker
Health Exchanges
Direct Marketer
Gambling Services Provider
Telecommunications Company
Third Party Claims Administrator
Staffing/PEO Organisations

Manufacturer of Life Safety
Marijuna/ Marijuna Products
Media Production Company
Online Exchange or Content Site
Payment Processor
Peer To Peer File Sharing
Social Media
Online/Video Gaming
Search Engine Provider
IOT Manufacturers
Political Sites/Political Figures
Surveillance
Depository Institution (>25% E-Commerce)
Unities

Contact Us for standalone CyberOPS protection quote if your company industry is on the exclusion list

Social Engineering Cyber Crime

Cybercrime / Social Engineering: Cybercrime is the theft of actual monies or securities via fraudulent electronic transfers. Unlike traditional cyber insurance that primarily covers IT systems and intangible assets like data, this coverage responds to the loss of physical, tangible financial assets. Social engineering – the manipulation of people into divulging confidential information – is often used in this context to facilitate wire or computer fraud.

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