24/7 PROTECTION & CYBER LIABILITY COVERAGE FOR YOUR SMALL BUSINESS

83% of small businesses don’t carry cyber liability insurance and the majority of partners servicing them are equally exposed.
CyberOps provides small businesses with fully integrated cyber insurance coverage. No insurance brokers, complicated research, or yearly contracts required — coverage is included in your monthly subscription.
CyberOps protects small businesses 24/7 through the use of Artificial Intelligence, US-based cybersecurity analysts, and next generation blockchain technology for rapid breach remediation and claims resolution.
INTEGRATED PROTECTION + CYBER LIABILITY COVERAGE
CyberOPS satisfies the IT and cybersecurity requirements of insurers through our advanced XDR technology and 24/7 Security Operations Center.
![]() | ||||
---|---|---|---|---|
FEATURES | ||||
CyberOps Silver and Gold subscription plans come with bundled cyber liability coverage (see plans). CyberOps is partnered with Cysurance and this premier coverage is backed by the financial strength of Chubb’s A++ balance sheet and fully integrated into one easy to deploy solution. With CyberOPS you can be protected and insured in under 24 hours with no yearly contracts and flexible monthly subscription. | RansomProtect is not insurance: you don’t have to enroll or wait on a claim adjuster to get paid. Purchase of a Bronze bundle provides automatic protection, and in the event of a ransomware attack, you just provide evidence of the event and proof all system updates were installed and running, and we pay you up to $25,000 in 15 days, to use any way you want. | ($25,000 in additional Social Engineering Cyber Crime Coverage included at no additional cost - minimum 10 endpoints) | ($25,000 in additional Social Engineering Cyber Crime Coverage included at no additional cost - minimum 10 endpoints) |
|
All Business Types |
$500,000+ Coverage please CONTACT US for quote



CyberOps + Cysurance Complete Policy and Coverage

No deductible for response coach

Broad policy definitions, including Protected Information that includes biometrics, internet browsing history and personally identifiable photos and video

Covers cloud-based extortion (i.e. ransomware) scenarios and extortion expenses paid in cryptocurrencies

Applies anywhere in the universe to address the continued evolution of hosting and data storage

Protects against Social Engineering Fraud

Reimburses fines and legal fees related to new privacy regulations (CCPA, SHIELD)

Covers employees regardless of location - important for Work From Home initiatives

Covers mental injury

Integrated CyberOps technology streamlines the application process. No need to deal with insurance brokers and figuring out the right coverage.
INTRODUCING CYBEROPS + CYSURANCE LIABILITY COVERAGE
24/7 CYBER SECURITY PROTECTION + CYBER LIABILITY COVERAGE
First Party Expense Coverage
Business interruption expenses, cyber extortion reimbursement, and legal and forensic expenses to determine the extent of a data breach and its perpetrators are also grouped in first-party expenses.

RESPONSE FUND

- Coverage for Legal Services in determining the extent of the incident as well as how to respond to an incident.
- Expenses for legal contractual requirements.
- Forensic Expenses determining the cause and scope of a cyber incident.
- Notification of affected individuals.
- Compliance expenses related to regulations: notification, credit monitoring, etc.
RECOVERY EXPENSES

Expenses incurred by the insured related to:
- Replacement of lost data.
- Restoration of damaged data.
- Re-collection of data.
- Expenses incurred to reduce or further mitigate each loss.
INTERRUPTION

Business Interruption and Extra Expenses
- Income loss that is a result of the interruption in an organization’s computer network.
- Income loss as a result of the interruption of a shared computer system (Contingent Business Interruption).
- Extra Expenses related to the network disruption as well as the contingent network disruption.
EXPENSES

Network Extortion Expenses
- Expenses incurred by the Insured in responding to an extortion threat.
- Expenses incurred by the Insured to mitigate, or reduce such loss.

Third Party Liability Coverage
Liability costs centered on network security, privacy liability or electronic media – such as trade libel, plagiarism or copyright / trademark infringement – are also grouped under third-party expenses.
SECURITY LIABILITY

Liability for an organization’s failure to protect sensitive or corporate information. This includes the following:
- Unintentional Violations of Privacy Regulations.
- Failure of Network Security, which results in:
- The Unauthorized Access or Use of the Computer Network.
- Denial of Service Attack on the organization’s computer system.
- Unintentional or unknowing transmission or a virus or malicious code.
- Regulatory Liability:
- Regulatory Proceedings and other Regulatory Inquiries.
- PCI (Payment Card Industry):
- Assessments ordered by Payment Card Providers.
- Fines/Penalties assessed by the Payment Card Provider
PRINTED MEDIA LIABILITY

Legal Defense Costs and Damages resulting from:
- Product Disparangement, trade Libel, False Clains, Invasion Of Privacy, Plagiarism, Copyright, Trademark Infringement, Negligence In Publishing Content.
- Coverage for the above does include Printed Materials.
ENDORSEMENTS

Endorsements are policy add-ons that expand coverage. CyberOps includes a suite of additional endorsements designed to provide the most value to small businesses:
- Reputational Event – expanded business interruption cover to include the prospect of losing customers due to customer attrition following a breach.
- Invoice Manipulation – a form of Social Engineering coverage where an actual but fraudulent invoice is disseminated and paid.
- Betterment – pays for the replacement of digital data security systems to a level beyond that which existed prior to a loss if warranted by the situation.
- System Failure – broadened business interruption protection to include events such as human or programming errors and infrastructure outage.
- Preventative Shutdown – proactive business interruption coverage for a network shutdown to prevent the spread of a specific threat or add system patches for general threats.
- Blanked Additional Insured – any contractual partner of the insured is automatically named as an additional insured with respect to claims for any incident committed by, on behalf of or at the direction of the organization.
Cybersecurity Liability Coverage
Coverage | BRONZE | SILVER | GOLD |
---|---|---|---|
![]() | ![]() | ![]() | ![]() |
![]() | ![]() | ![]() | ![]() |
![]() | ![]() | ![]() | ![]() |
![]() | ![]() | ![]() | ![]() |
![]() | ![]() | ![]() | ![]() |
![]() | ![]() | ![]() | ![]() |
![]() | ![]() | ![]() | ![]() |
![]() | ![]() | ![]() | ![]() |
![]() | ![]() | ![]() | ![]() |
![]() | ![]() | ![]() |