The Great Divergence

Unlike Ransom Protect, Gold and Silver bundles provide full insurance coverage of ransomware events up to the policy limit ($100,000 to $2,000,000). A streamlined enrollment is completed with your purchase of either bundle, and losses are subject to claims adjustment.

It is TRUE that the Company’s Core Products or Services DO NOT include any of the following:

Contact Us for standalone CyberOPS protection quote if your company industry is on the exclusion list

CyberOps is a fully integrated cybersecurity and cyber insurance platform focused on protection, remediation and recovery. By deploying CyerOps 24/7 live Security Operations Center technology with our bundled cyber liability coverage, you are in the strongest position possible to not only prevent most cyberattacks, but recover from those that penetrate your security. The integration of CyberOps technology and insurance offers the following advantages to our small business customers:

1. Streamlining your cybersecurity liability insurance enrollment by satisfying insurance carrier IT requirements.

2. Optimizing the insurance claims process with timely, automatic loss notification and transparent recording of suspicious network traffic, enabling more efficient claim processing for the fastest and largest payout to get your business up and running again.

CyberOps is a fully integrated cybersecurity and cyber insurance platform focused on protection, remediation and recovery. By deploying CyerOps 24/7 live Security Operations Center technology with our bundled cyber liability coverage, you are in the strongest position possible to not only prevent most cyberattacks, but recover from those that penetrate your security. The integration of CyberOps technology and insurance offers the following advantages to our small business customers:

1. Streamlining your cybersecurity liability insurance enrollment by satisfying insurance carrier IT requirements.

2. Optimizing the insurance claims process with timely, automatic loss notification and transparent recording of suspicious network traffic, enabling more efficient claim processing for the fastest and largest payout to get your business up and running again.

Additionally, contractual partners and persons are also covered under this policy as defined:

Insured also means any natural person or entity for whom an Organization is required by written contract or agreement to provide insurance coverage under this Policy (hereinafter “Additional Insured”), but only with respect to Claims:
a. arising out of any Incident committed after the Organization and the Additional Insured entered into such written contract or agreement;
b. or any Incident committed by, on behalf of, or at the direction of the Organization; and
c. subject to the lesser of the limits of insurance required by such written contract or agreement between the Organization and the Additional Insured, or the applicable Limits of Insurance of this Policy.

Additionally, contractual partners and persons are also covered under this policy as defined:

Insured also means any natural person or entity for whom an Organization is required by written contract or agreement to provide insurance coverage under this Policy (hereinafter “Additional Insured”), but only with respect to Claims:
a. arising out of any Incident committed after the Organization and the Additional Insured entered into such written contract or agreement;
b. for any Incident committed by, on behalf of, or at the direction of the Organization; and
c. subject to the lesser of the limits of insurance required by such written contract or agreement between the Organization and the Additional Insured, or the applicable Limits of Insurance of this Policy.

Cybercrime / Social Engineering: Cybercrime is the theft of actual monies or securities via fraudulent electronic transfers. Unlike traditional cyber insurance that primarily covers IT systems and intangible assets like data, this coverage responds to the loss of physical, tangible financial assets. Social engineering – the manipulation of people into divulging confidential information – is often used in this context to facilitate wire or computer fraud.

Cybercrime / Social Engineering: Cybercrime is the theft of actual monies or securities via fraudulent electronic transfers. Unlike traditional cyber insurance that primarily covers IT systems and intangible assets like data, this coverage responds to the loss of physical, tangible financial assets. Social engineering – the manipulation of people into divulging confidential information – is often used in this context to facilitate wire or computer fraud.