CyberOps + Cysurance Complete Policy and Coverage
No deductible for response coach, privacy breach expense or remediation services
Broad policy definitions, including Protected Information that includes biometrics, internet browsing history and personally identifiable photos and video
Covers cloud-based extortion (i.e. ransomware) scenarios and extortion expenses paid in cryptocurrencies
Applies anywhere in the universe to address the continued evolution of hosting and data storage
Protects against Social Engineering Fraud (Obsidian and Tech only).
Reimburses fines and legal fees related to new privacy regulations (CCPA, SHIELD)
Covers employees regardless of location - important for Work From Home initiatives
Covers mental injury
Integrated CyberOps technology streamlines the application process. No need to deal with insurance brokers and figuring out the right coverage.
- 24/7 Security Operations Center monitoring (SOC)
- A.I. Managed Detection and Response (MDR)
- New Evolving Ransomware Detection
- Incident Response & Attack Investigation
- Protection from User, File, Network, Host Attacks
- Proactive Threat Hunting & Intelligence
- Insider Threat Detection
- Proactive Threat, Port, Patch Maintenance
- Vulnerability Management
- Data Protection
- File Integrity
- Continuous Monitoring
- Proactive Cybersecurity Maintenance
- User Behavior Monitoring
- Cyber Terrorist Network Detection
- Suspicious Tools
- User-File-Network Honeypots
- Advanced Persistent Threat Detection
- Cryptocurrency Mining Detection
- Customizable To Your Small Business
- Easy & Quick Installation
- Flexible Monthly Pricing
- Robust Reporting
- PCI Compliance Services
- HIPPA Compliance
- GDPR Compliance
- NIST Compliance
CyberOps Complete Policy and Coverage
3rd Party Liability Coverages
Cyber, Privacy and Network Security Liability
Payment Card Loss
Regulatory Proceedings
Media Liability
First-Party Coverage
Cyber Incident Response Fund
Business Interruption
Digital Data Recovery
Telephone Toll Fraud
Network Extortion
Computer Fraud
Funds Transfer Fraud
Social Engineering Fraud
Liabilities Faced in a Breach
While many companies fear ransomware demands, damaged servers or legal costs after a breach, business interruption and incident response costs are typically far more volatile and severe.
Not realizing this, many Small Businesses may feel they have the resources to recover from a cyber incident. Yet the cost of downtime from ransomware is 23 times greater than the actual average ransom – and 50.6% of those who pay don’t even recover their data, leading to higher costs.
Further, since 2009, 57.4% of total cyber claims are driven by costs for forensic firms to investigate and remediate the breach, public relations firms to repair reputations, call centers to manage regulatory notification requirements and credit monitoring for affected customers.
Cyber insurance can reimburse companies for ransoms, but more importantly, it covers the business interruption and incident response costs that are more likely to put you out of business.
Insurance coverages
| Coverage | BRONZE | SILVER | GOLD |
|---|---|---|---|
 Ransomware Liability |  | | |
 Cyber, Privacy and Network Security Liability |  | | |
 Payment Card Loss | | | |
 Regulatory Proceedings | | | |
 Media Liability | | | |
 Cyber Incident Response Fund | | | |
 Business Interruption | | | |
 Digital Data Recovery | | | |
 Telephone Toll Fraud | | | |
 Social Engineering Cyber Crime Coverage: ($25,000 in Social Engineering Cyber Crime Coverage to Silver or Gold plan for an additional $24.95/month per company) | Included for additional $24.95 per Company per month | Included for additional $24.95 per Company per month |
